Do I Qualify?

All legal residents can qualify for health insurance under the Affordable Care Act during the following time periods:


Annual Enrollment Period - For coverage starting in January 2024, the Open Enrollment Period is November 1, 2023 – December 15, 2023. For coverage starting in February 2024, the Open Enrollment Period is December 16, 2023 – January 15, 2024. Individuals and families may also qualify for Special Enrollment Periods outside of Open Enrollment if they experience certain qualifying life events.


Special Enrollment Period - A time outside of the open enrollment period during which you and your family have a right to sign up for health coverage following certain life events that involve a change in family status (for example, marriage or birth of a child) or loss of other job-based health coverage.

Need health insurance outside of one of these periods?
Simply select "I do not have a qualifying life event but would like to shop for Short Term Plans" when asked if you have a qualifying life event.


Additional enrollment qualifications:

  • All applicants must be legal residents within the state and plan service area. Non-citizen residents of the United States must provide proof of legal residency in the United States.
  • Dependent children of the applicant or enrolling spouse/domestic partner must be under the age required by the applicable state laws and regulations. You can find the age limit in the enrollment application for your state of residence.




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Attention: This website is operated by Custom Benefit Consultants, Inc. (CBC), Ken Bahl, NPN: 4579133 and is not the public Health Insurance Marketplace website available under the federal Affordable Care Act and related state laws. In offering this website, CBC is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the government's Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the government's Health Insurance Marketplace website at


Custom Benefit Consultants, Inc./CBC Benefit & Insurance Services are licensed insurance agents. Insurance plans are offered by licensed insurance companies or health maintenance organizations. Health insurance plans on the CBC Marketplace are brokered and /or serviced by CBC Benefit & Insurance Services; CA License #: 0D75486


If you would like assistance in another language, please visit or contact us at (855) 332-3821 to access our language line.


All insurance products are issued by licensed insurance companies and made available to applicants through Custom Benefit Consultants, Inc./CBC Benefit & Insurance Services, which receives a commission from insurers to distribute these products. Your insurance policy, not the information on this site, determine the applicable terms and conditions of the insurance product. Neither Custom Benefit Consultants, Inc./CBC Benefit & Insurance Services nor its affiliates guarantee the services of any insurance company.


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