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Revitalize Your Health, Reclaim Your Finances
With lifestyle changes, critical illnesses affect people of all ages. While many individuals believe a standard health insurance plan adequately covers them, the reality is that the excessive costs associated with treating life-threatening illnesses often surpass the coverage provided by such plans.

 

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CBC: Critical Illness Insurance


Critical Illness Insurance

Critical Illness Insurance offers you a lump-sum payment if you are diagnosed with a serious illness covered by your policy. This payment provides flexibility, allowing you to cover medical bills, replace lost income, or address other financial needs during your illness. Unlike traditional health insurance, which typically covers the costs of medical treatment, supplemental Critical Illness Insurance provides a cash benefit that you can use according to your needs. This financial support can ease the burden often associated with critical illness, enabling you to concentrate on your recovery without the stress of expenses.

 

Total Wellness Assurance

Group Critical Care and Affordable Individual Medical Insurance

Life is uncertain, and any unpredictable ailment can put you off guard. In such situations, having financial security allows you to focus on recovery without worry. An affordable critical Illness Insurance Policy provides this peace of mind by offering financial protection against major illnesses. With a fixed sum insured, regardless of medical expenses, this policy ensures you remain financially secure during turbulent times.

 

Group Critical Care Insurance:

Get ready for life's unexpected events with Group Critical Care Insurance coverage, providing crucial financial support during critical health situations. This coverage ensures that you and your loved ones receive the necessary assistance when facing life-threatening illnesses. Investing in Group Critical Care Insurance is a proactive measure towards ensuring a secure, worry-free future.

 

Affordable Individual Medical Insurance:

Healthcare shouldn't break the bank. Affordable Individual Medical Insurance policy offers access to quality healthcare without straining your budget. Experience the assurance of personal medical facilities and personalized care, all at a cost that is within reach.

 

Group Critical Illness Insurance

Group Critical Care Insurance provides coverage to a group of individuals, typically employees of a company or members of an organization, against the financial impact of critical illnesses. In this type of insurance, the employer or organization purchases a policy that covers all eligible group members. If a covered individual is diagnosed with a critical illness specified in the policy, such as cancer, heart attack, or stroke, the insurance pays out a lump sum benefit to help cover medical expenses, lost income, and other financial needs during the illness. Group Critical Care Insurance offers employers and employees financial protection, helping mitigate the financial risks associated with serious health conditions.


Key Features of Group Critical Illness Insurance

 

  • Comprehensive Coverage: Group Critical Illness Insurance covers many critical illnesses, ensuring employees are protected against various health conditions.
  • Financial Protection: In the event of a critical illness diagnosis, employees receive a lump-sum payment from the insurance policy. This financial support can cover medical expenses, replace lost income, or address other financial obligations during the illness.
  • Support for Employees and Families: Group Critical Care Insurance not only benefits employees but also provides support for their families. The financial assistance provided by the policy can alleviate stress and worry during difficult times, allowing employees to focus on their recovery.
  • Tax Benefits: Group Critical Care Insurance premiums may be tax-deductible for employers, providing potential tax benefits for offering this valuable benefit to employees.

 

Securing Your Health: Group Critical Illness Insurance Coverage Highlights

Discover the extensive features that make Group Critical Care Insurance coverage optimal for protecting your team's health and financial well-being.

Extended Critical Illness Protection:
Providing a comprehensive shield against a wide range of health challenges, this in-depth coverage encompasses rare and severe critical illnesses. This thorough scope of coverage prioritizes the well-being of your team members in both standard and uncommon medical scenarios.

Enhanced Financial Assistance:
Beyond lump sum benefits, medical insurance for critical illness covers additional financial support for supplementary expenses such as home modifications or alternative treatments. This empowerment enables individuals to navigate unexpected costs during their critical illness journey.

Modified Solutions for Diverse Teams:
Personalized plans go beyond size considerations by adjusting coverage to the particular needs of specific employee groups within your company. They consider your employees' various health profiles and demographics, ensuring solutions that prioritize the requirements of each individual.

Innovative Rehabilitation Support:
This insurance offers employees valuable resources and services to facilitate faster and more effective recovery from critical illnesses through innovative rehabilitation support. Through partnerships with leading rehabilitation centers and specialists, individuals can access cutting-edge therapies, extensive treatment plans, and ongoing support throughout their rehabilitation journey.

Seamless Digital Integration:
Achieving seamless digital integration with user-friendly platforms makes policy and claims management effortless. Experience real-time access to critical information through streamlined digital processes, ensuring a hassle-free and efficient overall experience.

 

Did You Know:

“Medical debt has emerged as a primary factor leading individuals into personal bankruptcy, accounting for approximately $88 billion in national collections, as the Consumer Financial Protection Bureau reported."

 

Why Opt for a Critical Illness Insurance Plan with CBC?

Recovering from a critical illness may involve a temporary pause in income, alongside a surge in medical bills and unexpected expenses. While conventional health insurance provides some coverage, it often needs to be revised, leaving individuals to address financial gaps.

Discover the advantages of opting for a Critical Illness Insurance Plan with CBC.

Explore the richness of coverage options that professionals provide, designed to cater to various needs and preferences. Each option is a distinct feature, offering a complete solution for your unique requirements.

 

Safeguarding Your Loved Ones with Comprehensive Family Coverage: Gain peace of mind for you and your family during challenging times with Family Income Benefit Critical Illness coverage. This coverage extends beyond the individual, including the entire family within its protective scope. It signifies more than individual well-being; it represents a dedication to protecting the health of your loved ones.

 

Promoting Holistic Well-being with Wellness Programs: The coverage options embrace wellness programs beyond physical health. Prioritizing mental and emotional well-being represents an approach that extends beyond reactive measures.

 

Seamlessly Managing Your Policy with User-friendly Digital Integration: Experience effortless policy and claims management through CBC's intuitive digital platforms. This coverage option provides easy access to critical information in real-time, streamlining your overall insurance experience.

 

CBC's Commitment to Affordability: What We Offer

At CBC, our dedication to affordability is at the core of everything we provide. We understand the importance of accessible healthcare without compromising quality, and our offerings reflect this dedication. Insurance plans, including affordable Individual Medical Insurance and Critical Illness Insurance for Families, cater to diverse needs while ensuring that cost does not become a barrier to quality care. With CBC, affordability meets excellence in healthcare, creating a balance that puts your health and financial stability first.

 

Enrolling for Group and Individual Insurance with CBC

Whether choosing group or individual insurance, CBC ensures a simple and transparent enrollment process. Our team is prepared to guide you through every stage, ensuring coverage aligns with your necessities.

 

For Individual Insurance:

Learn more about Critical Illness Insurance options here.

For Group Insurance:

Explore Critical Illness Insurance options for your group here.

 

Critical Illness Insurance:

A Dual Advantage for Employers and Employees

Critical Illness Insurance is a dual advantage for employers and employees, offering an all-encompassing solution for unexpected health challenges. This inclusive coverage not only provides financial support for critical illnesses but also ensures a variety of Medical Insurance Marketplace options. With CBC, employers can secure the well-being of their workforce while employees gain access to refined Critical Illness Life Insurance plans, promoting a proactive approach to health protection.

 

Discover Additional Supplemental Plans

Browse through diverse plans, including dental, vision, and other cash-benefit options, providing coverage for expenses not typically covered by medical plans

 

Explore Supplemental Plans

Need assistance in finding the right plan? Contact our professionals to identify the insurance options that may suit your needs.

 



FAQs


Q

What Is Critical Care Insurance? 

A
Critical Care Insurance offers financial support in case of a covered serious illness diagnosis, providing a lump-sum payment to address medical expenses and other financial needs during the illness.
Q
How Do You Claim Critical Illness Insurance? 
A
To claim Critical Illness Insurance with CBC, notify us of the diagnosis and submit the required documentation. Our streamlined claims process ensures your convenience.
Q
Can You Have Both Critical Illness and Income Protection? 
A
Yes, you can have both critical illness and income protection insurance to ensure comprehensive coverage against unexpected health and financial challenges.
Q
Can You Buy a Critical Illness Cover on Its Own?
A
Yes, you can buy Critical Illness Insurance as a standalone policy, independent of other insurance coverage.
Q
What Does Critical Illness Coverage Cover?
A
Critical illness coverage typically covers a range of severe medical conditions, providing financial support upon diagnosis.
Q
How Do I Get Critical Illness Coverage?
A
Getting critical illness coverage with CBC involves contacting our team, assessing your needs, customizing a plan, and finalizing the necessary paperwork.
Q
Is It Worth Getting Critical Illness Insurance?
A
Yes, Critical Illness Insurance is worth considering for financial security and peace of mind in the face of unexpected health challenges.
Q
What Qualifies Critical Illness?
A
Critical illnesses covered by the policy may include heart attack, stroke, cancer, and other serious medical conditions. Please consult the policy details for a comprehensive list.
Q
Why Can’t I Get Critical Illness Cover?
A
Factors such as pre-existing conditions or age may influence eligibility for critical illness coverage. Get in touch with our professionalsfor personalized guidance and to address any specific concerns you may have.
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Attention: This website is operated by Custom Benefit Consultants, Inc. (CBC), Ken Bahl, NPN: 4579133 and is not the public Health Insurance Marketplace website available under the federal Affordable Care Act and related state laws. In offering this website, CBC is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the government's Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state, go to the government's Health Insurance Marketplace website at HealthCare.gov.

 

Custom Benefit Consultants, Inc./CBC Benefit & Insurance Services are licensed insurance agents. Insurance plans are offered by licensed insurance companies or health maintenance organizations. Health insurance plans on the CBC Marketplace are brokered and /or serviced by CBC Benefit & Insurance Services; CA License #: 0D75486

 

If you would like assistance in another language, please visit Healthcare.gov or contact us at (855) 332-3821 to access our language line.

 

All insurance products are issued by licensed insurance companies and made available to applicants through Custom Benefit Consultants, Inc./CBC Benefit & Insurance Services, which receives a commission from insurers to distribute these products. Your insurance policy, not the information on this site, determine the applicable terms and conditions of the insurance product. Neither Custom Benefit Consultants, Inc./CBC Benefit & Insurance Services nor its affiliates guarantee the services of any insurance company.

 

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